Surety Bond Renewals — Keep Your Coverage Active

Most surety bonds require annual renewal. Letting a bond lapse — even for one day — can trigger license suspension, contract default, or stop a project in its tracks. Quantum Surety offers free renewal reminders at 90, 60, and 30 days before your bond expires so you're never caught off guard.

Which Bonds Require Annual Renewal?

GDN Dealer Bonds: Renew annually with TxDMV. Your dealer license lapses if the bond expires without renewal.
TDLR Contractor License Bonds: Most renew annually. TDLR will deactivate your license if the bond lapses.
Mortgage Broker Bonds: Annual renewal required by TDSML.
Collection Agency Bonds: Annual renewal required by OCCC.

Which Bonds Don't Require Renewal?

Texas Notary Bonds: 4-year term under SB693 — no annual renewal needed. The bond covers the full commission term.
Construction Bonds: Project-specific; expire when the project warranty period ends, not on a calendar renewal cycle.

What Happens If Your Bond Lapses?

For license bonds: your license goes inactive the day your bond expires. You cannot legally operate until a new bond is filed and accepted. Reinstatement may require a new application and fees. For construction bonds: a lapsed bond can trigger a contract default, allowing the owner to call the bond and find a replacement contractor at your expense.

Get Renewal Reminders

Sign up above for free automatic email reminders before your bond expires. Quantum Surety monitors your bond expiry dates and sends alerts at 90, 60, and 30 days — so renewal is never a surprise.

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